Break bagels up into bitesize pieces. Place in a 9 x 13 baking dish.
Sprinkle sliced apple and raisins over the top.
In a mixing bowl, combine eggs, milk, sugar and spices. Mix well.
Pour over the top of the bagels, raisins and apple slices.
Cover with foil and bake at 375 degrees from 35 minutes. Remove foil and bake for an additional 15 minutes, until lightly browned on top. Serve with a side of maple syrup.